Although most advisors are familiar with life insurance’s financial protection and planning benefits, they can be surprised by the complexity of the medical underwriting process and the frictions of ...

Underwriting occurs when individuals or organizations assume financial risk in exchange for payment. Financial risk is the risk that a company may not generate enough cash flow or revenue to fulfill ...

A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

In our industry, we hear from advisors who see life underwriting as opaque and confusing, and its “make or break” nature can be frustrating. An unexpected underwriting decision can derail a new ...

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience.

The majority of mortgage applications are processed with automated technology, but lenders can use manual mortgage underwriting for more complex financial situations. If you have a limited credit ...

If you plan to buy medical insurance, remember that the proposal you sign is the source document for this review. Keep it ...

What does the future of AI promise? — Image by © Tim Sandle. What does the future of AI promise? — Image by © Tim Sandle. Digital Journal: How is generative AI ...