Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Guardian Life: Best for applicants with health conditions. MassMutual: Best for term length options. Northwestern Mutual: Best for customer experience. Thrivent: Best for social responsibility. New ...

Guardian, New York Life and USAA top our list of the best term life insurance companies in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Long-term care insurance isn’t as prevalent as other types of insurance, despite the fact that long-term care may eventually ...

The best term life insurance companies that balance low costs with strong coverage and customer service Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

Our top picks include State Farm, Ethos and Lantern.

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.