Some factors matter a lot more than others when determining credit scores, and one of these critical factors is your credit utilization ratio. Your credit utilization can impact your life in more ways ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

The credit score and ratio may affect the risk you or the lender takes when funding the loan, but as long as you stay within the underwriting requirements, you will be fine. However, your quality ...

The African Export-Import Bank (Afreximbank) has officially terminated its credit rating relationship with Fitch Ratings, one ...

Scranton announced Tuesday it got another bump up in its credit rating, from BBB+ to an A-, which is the highest grade for the city in recent decades at least and the latest positive financial ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...